About this keynote
Firstly, thank you to AfricaONE and the Moroccan Central Bank, along with the African banking and fintech community for inviting me to be the opening keynote at this years African Banking Summit in Marakesh where the focus was firmly on the future of financial services across the African continent.
Africa is the perfect example of a continent that is innovating and adopting new technologies at different rates. On the one hand we have 66% of Africans in the Sub Saharan Sahel who don’t have access to the internet, and who therefore struggle to participate in the financial services sector at all, let alone its future. Then on the other hand there are communities, such as the Crypto, De-Fi, and payments communities, who are quite literally leading the world.
During my keynote, which wasn’t recorded in session so I re-recorded it virtually back at the studio, I examine the important impact that mobile financial solutions are having on individuals and businesses across the continent, many of which are quite literally life changing.
Then, as we dive deeper into the presentation I dig into the future of Bank 5.0 and the impact of Artificial Intelligence (AI) on everything from the future of the user experience through to its impact on core banking infrastructure, before exploring Bank 6.0, the point in time where, as I showed in Saudi Arabia a few months before, Agentic AI will help create new banking business models and concepts such as the fully autonomous, adaptive bank, a new breed of banks that, provided the regulators allow it, will be capable of selectively aggregating together different De-Fi services and presenting them up to the customer to deliver the ultimate in personalised experiences and services.
