Elon Musk turns his eye to disrupting the out dated global auto insurance industry

Elon Musk turns his eye to disrupting the out dated global auto insurance industry

WHY THIS MATTERS IN BRIEF The more data insurers have about a driver and their habits the more accurate the insurance premiums can be – and Tesla has all the data.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog....

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French central bank successfully completes first test of their sovereign digital currency

French central bank successfully completes first test of their sovereign digital currency

WHY THIS MATTERS IN BRIEF National fiat currencies will all one day be digital, and the move’s already starting …   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. France’s central bank has announced it successfully completed a pilot transaction...

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Major european banks get serious about building a Mastercard and Visa rival

Major european banks get serious about building a Mastercard and Visa rival

WHY THIS MATTERS IN BRIEF Today it seems we have America, China, and then “the others” – increasingly Europe wants to change that narrative …   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. The European Payments Initiative (EPI), a...

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Facebook backed cryptocurrency Diem to launch later this year

Facebook backed cryptocurrency Diem to launch later this year

WHY THIS MATTERS IN BRIEF Facebook’s Libra could have changed the global financial system overnight, but after regulators blocked it they’re now taking a different approach …   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. Facebook wanted to revolutionise...

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Green Bitcoin alternative Chia causes global hard drive shortages

Green Bitcoin alternative Chia causes global hard drive shortages

WHY THIS MATTERS IN BRIEF Bitcoin’s energy consumption is huge, rivalling most nations, and its unsustainable so people are trying to create “green” alternatives.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. Bitcoin and other cryptocurrencies that run on...

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Federal Reserve’s Digital Dollar initiative has Wall Street panicking

Federal Reserve’s Digital Dollar initiative has Wall Street panicking

WHY THIS MATTERS IN BRIEF A CBDC, a government digital currency, could cut the banking middle men, and that’s freaking some of them out.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. The financial services industry, braced for what...

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Bank of England jumps on the central bank digital currency bandwagon

Bank of England jumps on the central bank digital currency bandwagon

WHY THIS MATTERS IN BRIEF A digital national currency would help the unbanked, save governments money, and give them unprecedented real time insights into their economies.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. As several central banks race...

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A US realtor is trying to sell an actual house as an NFT now

A US realtor is trying to sell an actual house as an NFT now

WHY THIS MATTERS IN BRIEF NFT’s are normally used to sell digital assets, but this realtor’s now trying to use the technology to sell real objects … and it’s an interesting concept.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my...

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Futurist Virtual Keynote, Netherlands: Bank 4.0 The Future of Banking, NN Group

Futurist Virtual Keynote, Netherlands: Bank 4.0 The Future of Banking, NN Group

WHY THIS MATTERS IN BRIEF Banks have the opportunity to re-invent themselves for the modern era and re-vitalise their relationships with customers, but will they?   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. Firstly, thank you to Robert-Jan and...

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China says its new digital currency will be an insurance policy in case tech giants fail

China says its new digital currency will be an insurance policy in case tech giants fail

WHY THIS MATTERS IN BRIEF Tech giants are increasingly powerful and interwoven with society, and the Chinese government is making contingency plans in case they fail.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. China has been at the...

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DARPA looks for new ways to decouple legacy code from hardware

DARPA looks for new ways to decouple legacy code from hardware

WHY THIS MATTERS IN BRIEF Legacy code is the bane of many older organisations existence and it’s hard to modernise, upgrade, and secure, so DARPA wants to change the paradigm.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. The...

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JPMorgan ventures into UK retail banking with its first digital only bank

JPMorgan ventures into UK retail banking with its first digital only bank

WHY THIS MATTERS IN BRIEF The cost of opening and operating a digital only bank is just a fraction of that of a traditional bank.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. For the past five years or...

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Global NFT craze helps digital assets of all kinds sell for record breaking sums

Global NFT craze helps digital assets of all kinds sell for record breaking sums

WHY THIS MATTERS IN BRIEF NFT’s that allow people to sell any type of digital asset, from a tweet to a digital piece of artwork, are fuelling an unprecedented spending craze.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog....

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Bitcoin is helping human rights activists avoid government crack downs

Bitcoin is helping human rights activists avoid government crack downs

WHY THIS MATTERS IN BRIEF If you want to suppress people you do two things – send in the military and cut off their funding, and Bitcoin is making the latter harder.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my...

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India drafts legislation to ban private cryptocurrencies like Bitcoin and develop a national coin

India drafts legislation to ban private cryptocurrencies like Bitcoin and develop a national coin

WHY THIS MATTERS IN BRIEF Cryptocurrencies and especially Bitcoin seem to freak most governments out because they reduces the state’s control of money, India could be setting a new global precedent.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog....

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Scientists turned the human body into a data network to advance cyber security

Scientists turned the human body into a data network to advance cyber security

WHY THIS MATTERS IN BRIEF Security and especially cyber security are all going to need new technologies to keep people and systems safe, and this new “human network” is yet another example of human ingenuity in action.   Love the Exponential Future? Join our XPotential Community, future proof yourself with...

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Futurist Keynote: The Future of Customer Experience, LinkedIn

Futurist Keynote: The Future of Customer Experience, LinkedIn

WHY THIS MATTERS IN BRIEF New sci-fi like technologies are changing the customer experience like never before, and there’s plenty still to come.   Love the Exponential Future? Join our XPotential Community, future proof yourself with courses from XPotential University, connect, watch a keynote, or browse my blog. Firstly, thank you to Ana and the amazing...

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China accelerates digital currency trials with massive 10 million Yuan giveaway

China accelerates digital currency trials with massive 10 million Yuan giveaway

WHY THIS MATTERS IN BRIEF The debate about cash being dead rages on, but as far as China concerned digital cash is the future.   Interested in the Exponential Future? Join our XPotential Community, future proof yourself with courses from our XPotential Academy, connect, watch a keynote, or browse my blog. Covid-19 has done many things this...

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Facebook’s cryptocurrency Libra was so powerful it could have ended state control of money

Facebook’s cryptocurrency Libra was so powerful it could have ended state control of money

WHY THIS MATTERS IN BRIEF Who is more powerful today – Trump, Xi, or Zuckerberg? Think about it … Technology and an increasingly connected society are now making individuals more powerful than the state.   Interested in the Exponential Future? Join our XPotential Community, future proof yourself with courses from our XPotential...

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Futurists are training AI to predict the future and make them redundant

Futurists are training AI to predict the future and make them redundant

WHY THIS MATTERS IN BRIEF Lots of people and companies want to be able to predict the future, for a whole variety of different reasons, so will this new approach work? Only time, ironically, will tell.   Interested in the Exponential Future? Join our XPotential Community, future proof yourself with courses...

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