Amazon and Google “set to disrupt the loans industry”

Amazon and Google “set to disrupt the loans industry”

WHY THIS MATTERS IN BRIEF The borders between previously distinct industries are eroding and blurring, and now companies would be wise to re-evaluate the competitive landscape before they find themselves on the wrong end of disruption   It used to be that a tech company was a tech company and...

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Russia announces plans to create its own national cryptocurrency

Russia announces plans to create its own national cryptocurrency

WHY THIS MATTERS IN BRIEF With more countries starting to develop and deploy their own national cryptocurrencies it’s only going to be a matter of time before they become the norm, that said though that time is still decades away   Hot on the heels of China, Estonia and Sweden...

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Infographic: The Future of Money, a hundred year “view”

Infographic: The Future of Money, a hundred year “view”

WHY THIS MATTERS IN BRIEF The future of money is an emotive topic but it can be characterised by being cashless, digital, and varied   A little while ago at the iGaming Show in Amsterdam I was asked to present a keynote on “The Future of Money” and then, shortly...

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Ethereum founder thinks crypto can disrupt Mastercard and Visa in “next few years”

Ethereum founder thinks crypto can disrupt Mastercard and Visa in “next few years”

WHY THIS MATTERS IN BRIEF The processing networks that the major credit card companies have built up over the years means that they’re difficult to disrupt, but as we learn so often difficult doesn’t mean impossible…   The brain behind the runaway train that is Ethereum, Vitalik Buterin, is matter of...

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Chinese Government orders the “immediate shutdown” of all Bitcoin exchanges, BTC balks

Chinese Government orders the “immediate shutdown” of all Bitcoin exchanges, BTC balks

WHY THIS MATTERS IN BRIEF Bitcoin shows no sign of stopping or slowing down so regulators and governments are now starting to take the regulation and “management” of the “stateless crypto economy” more seriously   A little while ago I gave a talk on the Future of Money, which is...

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Estonia announces plans to create its own national cryptocurrency

Estonia announces plans to create its own national cryptocurrency

WHY THIS MATTERS IN BRIEF The future of money is digital, and more countries around the world are drawing up plans to develop and deploy their own national cryptocurrencies, signalling the demise of the cash society and ushering in a new era of government led transparency and control   Estonia...

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DNA encryption arrives to protect your genome from prying eyes

DNA encryption arrives to protect your genome from prying eyes

WHY THIS MATTERS IN BRIEF We are increasingly sharing our DNA data online, and sometimes you don’t want everyone to see everything, so now researchers have developed the world’s first DNA Encryption product   When we talk about “security” it’s probably fair to say that not many people think about...

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UK passes payment milestone as cards overtake cash as king

UK passes payment milestone as cards overtake cash as king

WHY THIS MATTERS IN BRIEF Cash has been with us for Millenia, however, slowly but surely its reign is coming to an end but the road to phase it out completely will be a long one   Over the past five years there has been a dramatic rise in the...

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Australian researchers claim a blockchain record of 440,000 transactions per second

Australian researchers claim a blockchain record of 440,000 transactions per second

WHY THIS MATTERS IN BRIEF Blockchains relatively low transaction speeds could stop it from reaching its full potential, but now a research group from USYD claim to have smashed the performance barrier that could have held it back   Researchers at Australia’s University of Sydney (USYD) announced this week that...

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Automated trading algorithms accidentally wiped $22Bn off Facebooks share price

Automated trading algorithms accidentally wiped $22Bn off Facebooks share price

WHY THIS MATTERS IN BRIEF Algorithmic traders use automation to their advantage to try to beat the market, but when data goes bad the shockwaves can reverberate across Wall Street and the global markets   Facebook’s stock suffered a dramatic flash crash yesterday seconds after it released its second quarter earnings,...

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China’s cashless future, PBoC gets ready to launch world’s first national cryptocurrency

China’s cashless future, PBoC gets ready to launch world’s first national cryptocurrency

WHY THIS MATTERS IN BRIEF The use of cash in society is falling and some of the world’s largest central banks are creating new cryptocurrencies and planning for a future without cash   China’s central bank has announced that it’s going digital, but while that shouldn’t be a surprise to...

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A secret trader just made over $200 million in a month trading Ethereum

A secret trader just made over $200 million in a month trading Ethereum

WHY THIS MATTERS IN BRIEF Many speculate that cryptocurrencies like Bitcoin and Ethereum are riding bubbles that are about to pop, but as the adoption of cryptocurrencies, by individuals, organisations and governments increases it’s likely they’re wrong   An unknown cryptocurrency trader turned $55 million of paper wealth into $283...

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Goldman Sachs is automating IPO’s and finance

Goldman Sachs is automating IPO’s and finance

WHY THIS MATTERS IN BRIEF Organisations in the financial services industry have the money, resources and financial need to automate and increasingly no stone is being left unturned   Goldman Sachs, and, it has to be said most banks and financial services organisations are on an automation tear at the moment, whether...

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Featured Futurist: Future of Insurance, Risk Management Solutions magazine

Featured Futurist: Future of Insurance, Risk Management Solutions magazine

WHY THIS MATTERS IN BRIEF Quantum computing will present the insurance industry with an unparalleled opportunity to transform their businesses, in this interview with RMS I discuss how organisations can tackle the challenges that lie ahead.   Quantum computing is on many companies minds at the moment and the ability...

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Apple’s becoming a bank by the back door

Apple’s becoming a bank by the back door

WHY THIS MATTERS IN BRIEF Increasingly Apple wants to be your wallet, your payment provider, and maybe one day your bank of choice, but if they do “become a bank” then it’s unlikely it’ll be like anything like we’ve ever seen before   It’s been rumoured for nearly five years,...

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Futurist in London: Behind the scenes at Marketforce’s OpsTechFS 2017 event

Futurist in London: Behind the scenes at Marketforce’s OpsTechFS 2017 event

WHY THIS MATTERS IN BRIEF The financial services industry is going through one of the greatest transformations since its inception as it tackles not one disruption but three, namely AI, Blockchain and “Digital”   Yesterday, and much to the chagrin of the audience of financial services professionals and executives who...

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Russian researchers have created a ‘Quantum safe’ blockchain

Russian researchers have created a ‘Quantum safe’ blockchain

WHY THIS MATTERS IN BRIEF Tomorrow’s quantum computers will be able to crack at least seventy percent of all today’s encryption algorithms within minutes, but now Russia says they’ve created the ultimate, secure blockchain technology   Researchers at the Russian Quantum Center (RQC) announced earlier this week that they’ve created...

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Toyota ties up with blockchain startups to connect its world

Toyota ties up with blockchain startups to connect its world

WHY THIS MATTERS IN BRIEF Blockchain is one of the world’s most promising emerging technologies and it’s now finding its way into the automotive and transportation sectors   Just a few weeks after Ford officially ousted its CEO in order to make way for a new, more future focused CEO,...

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DTCC wants to put hundreds of trillions of dollars of securities transactions on the blockchain

DTCC wants to put hundreds of trillions of dollars of securities transactions on the blockchain

WHY THIS MATTERS IN BRIEF The Vice Chairman of the DTCC argues that a lack of standards is holding back blockchains adoption in the financial services industry, and he wants to change that   Last week Larry Thompson, the Vice Chairman of the US Depository Trust and Clearing Corporation (DTCC),...

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New blockchain tools are helping people reclaim control of their online identities

New blockchain tools are helping people reclaim control of their online identities

WHY THIS MATTERS IN BRIEF You lost control of your online information, and your online identity, almost a decade ago, but now companies are using new technologies to help you regain control of it   The Sovrin Foundation, a non profit organisation who’s building a range of online “Self-Sovereign Identity” and...

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